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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,268 | $76,551-57.8% | $123,894-74.0% | $62,881-48.7% |
| Participation rate | 67.9% | 73.0%-5.1pp | 81.4%-13.6pp | 69.3%-1.4pp |
| Annual return | 6.87% | 18.68%-11.8pp | 47.52%-40.6pp | 20.14%-13.3pp |
| Employer contribution / active EE | $1,999 | $2,882-30.6% | $4,617-56.7% | $2,281-12.4% |
| Participant deferral / active EE | $3,300 | $4,840-31.8% | $5,984-44.9% | $3,203+3.0% |
| Admin fee / account holder | $5,682 | $4,826+17.7% | $8,357-32.0% | $4,296+32.3% |