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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,647 | $85,766-58.4% | $136,298-73.8% | $70,126-49.2% |
| Participation rate | 63.5% | 74.2%-10.7pp | 81.9%-18.4pp | 69.5%-6.0pp |
| Annual return | 19.49% | 31.46%-12.0pp | 5156.27%-5136.8pp | 73.15%-53.7pp |
| Employer contribution / active EE | $2,062 | $2,966-30.5% | $4,696-56.1% | $2,343-12.0% |
| Participant deferral / active EE | $3,413 | $5,051-32.4% | $6,247-45.4% | $3,332+2.4% |
| Admin fee / account holder | $4,575 | $5,421-15.6% | $9,244-50.5% | $4,645-1.5% |