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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,923 | $148,623-69.8% | $135,974-67.0% | $139,466-67.8% |
| Participation rate | 93.3% | 83.9%+9.5pp | 81.9%+11.4pp | 80.3%+13.0pp |
| Annual return | 20.33% | 79.30%-59.0pp | 68.30%-48.0pp | 373.66%-353.3pp |
| Employer contribution / active EE | $2,569 | $5,246-51.0% | $4,859-47.1% | $4,754-46.0% |
| Participant deferral / active EE | $3,623 | $8,103-55.3% | $7,760-53.3% | $6,712-46.0% |
| Admin fee / account holder | $9,706 | $12,406-21.8% | $10,767-9.9% | $11,409-14.9% |