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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,929 | $150,447-63.5% | $136,298-59.7% | $147,586-62.8% |
| Participation rate | 42.1% | 84.4%-42.3pp | 81.9%-39.8pp | 82.8%-40.7pp |
| Annual return | 20.21% | 1049.15%-1028.9pp | 5156.27%-5136.1pp | 578.59%-558.4pp |
| Employer contribution / active EE | $1,658 | $5,256-68.5% | $4,696-64.7% | $4,876-66.0% |
| Participant deferral / active EE | $3,097 | $6,631-53.3% | $6,247-50.4% | $5,439-43.1% |
| Admin fee / account holder | $2,023 | $10,906-81.4% | $9,244-78.1% | $10,886-81.4% |