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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,056 | $89,367-63.0% | $141,191-76.6% | $72,975-54.7% |
| Participation rate | 74.2% | 75.1%-0.9pp | 82.5%-8.3pp | 69.5%+4.7pp |
| Annual return | 17.74% | 111.87%-94.1pp | 71.41%-53.7pp | 81.01%-63.3pp |
| Employer contribution / active EE | $2,498 | $3,115-19.8% | $4,736-47.3% | $2,440+2.4% |
| Participant deferral / active EE | $3,247 | $5,419-40.1% | $6,710-51.6% | $3,608-10.0% |
| Admin fee / account holder | $3,329 | $5,957-44.1% | $10,264-67.6% | $5,124-35.0% |