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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $159,992 | $176,077-9.1% | $159,455+0.3% | $167,518-4.5% |
| Participation rate | 100.0% | 84.9%+15.1pp | 82.8%+17.2pp | 82.1%+17.9pp |
| Annual return | 18.39% | 331.83%-313.4pp | 263.63%-245.2pp | 478.71%-460.3pp |
| Employer contribution / active EE | $4,691 | $5,298-11.5% | $4,830-2.9% | $4,838-3.1% |
| Participant deferral / active EE | $6,113 | $7,751-21.1% | $7,353-16.9% | $6,342-3.6% |
| Admin fee / account holder | $932 | $12,556-92.6% | $10,800-91.4% | $12,312-92.4% |