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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $137,895 | $138,102-0.1% | $125,381+10.0% | $134,532+2.5% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -17.51% | 750.73%-768.2pp | 572.31%-589.8pp | 418.27%-435.8pp |
| Employer contribution / active EE | $7,679 | $5,245+46.4% | $4,815+59.5% | $4,741+62.0% |
| Participant deferral / active EE | $8,493 | $7,801+8.9% | $7,448+14.0% | $6,401+32.7% |
| Admin fee / account holder | $1,185 | $11,568-89.8% | $10,007-88.2% | $11,429-89.6% |