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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $214,239 | $160,040+33.9% | $147,096+45.6% | $145,877+46.9% |
| Participation rate | 94.1% | 84.0%+10.1pp | 82.2%+11.9pp | 80.3%+13.8pp |
| Annual return | 15.93% | 98.49%-82.6pp | 419.75%-403.8pp | 551.28%-535.4pp |
| Employer contribution / active EE | $9,400 | $5,289+77.7% | $4,936+90.4% | $4,663+101.6% |
| Participant deferral / active EE | $8,621 | $8,429+2.3% | $8,071+6.8% | $6,691+28.9% |
| Admin fee / account holder | $8,788 | $15,050-41.6% | $13,005-32.4% | $13,402-34.4% |