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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $139,890 | $102,393+36.6% | $147,041-4.9% | $80,911+72.9% |
| Participation rate | 61.0% | 75.9%-14.8pp | 82.2%-21.1pp | 67.6%-6.6pp |
| Annual return | 15.00% | 134.95%-119.9pp | 419.21%-404.2pp | 35.63%-20.6pp |
| Employer contribution / active EE | $3,050 | $3,715-17.9% | $4,935-38.2% | $2,756+10.7% |
| Participant deferral / active EE | $7,734 | $6,647+16.4% | $8,071-4.2% | $4,297+80.0% |
| Admin fee / account holder | $16,006 | $7,943+101.5% | $13,006+23.1% | $6,935+130.8% |