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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $124,014 | $93,589+32.5% | $135,942-8.8% | $75,181+65.0% |
| Participation rate | 62.7% | 75.2%-12.5pp | 81.9%-19.2pp | 67.2%-4.5pp |
| Annual return | 20.53% | 30.90%-10.4pp | 68.28%-47.8pp | 160.69%-140.2pp |
| Employer contribution / active EE | $2,657 | $3,537-24.9% | $4,858-45.3% | $2,671-0.5% |
| Participant deferral / active EE | $7,344 | $6,405+14.7% | $7,759-5.3% | $4,126+78.0% |
| Admin fee / account holder | $4,608 | $6,977-34.0% | $10,764-57.2% | $5,650-18.4% |