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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,219 | $76,551-34.4% | $123,894-59.5% | $62,881-20.1% |
| Participation rate | 68.9% | 73.0%-4.1pp | 81.4%-12.5pp | 69.3%-0.4pp |
| Annual return | 9.68% | 18.68%-9.0pp | 47.52%-37.8pp | 20.14%-10.5pp |
| Employer contribution / active EE | $3,163 | $2,882+9.7% | $4,617-31.5% | $2,281+38.7% |
| Participant deferral / active EE | $6,957 | $4,840+43.7% | $5,984+16.3% | $3,203+117.2% |
| Admin fee / account holder | $1,283 | $4,826-73.4% | $8,357-84.7% | $4,296-70.1% |