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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,055 | $84,628-37.3% | $61,501-13.7% | $134,545-60.6% |
| Participation rate | 28.6% | 62.2%-33.6pp | 52.6%-24.0pp | 81.2%-52.7pp |
| Annual return | -20.30% | 585.61%-605.9pp | 339.04%-359.3pp | 418.37%-438.7pp |
| Employer contribution / active EE | $418 | $1,545-73.0% | $1,160-64.0% | $4,742-91.2% |
| Participant deferral / active EE | $5,276 | $2,819+87.2% | $2,125+148.3% | $6,401-17.6% |
| Admin fee / account holder | $230 | $2,587-91.1% | $2,132-89.2% | $11,431-98.0% |