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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,833 | $104,116-75.2% | $71,089-63.7% | $135,380-80.9% |
| Participation rate | 21.1% | 65.7%-44.6pp | 54.6%-33.6pp | 82.6%-61.6pp |
| Annual return | -30.41% | 1256.51%-1286.9pp | 650.65%-681.1pp | 519.81%-550.2pp |
| Employer contribution / active EE | $250 | $1,485-83.1% | $1,088-77.0% | $4,779-94.8% |
| Participant deferral / active EE | $4,315 | $2,524+71.0% | $1,873+130.4% | $5,609-23.1% |
| Admin fee / account holder | $0 | $4,142-100.0% | $3,082-100.0% | $10,828-100.0% |