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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,144 | $108,701-64.9% | $74,723-49.0% | $152,909-75.1% |
| Participation rate | 22.2% | 65.4%-43.1pp | 54.5%-32.2pp | 82.5%-60.2pp |
| Annual return | 21.84% | 114.12%-92.3pp | 753.18%-731.3pp | 345.46%-323.6pp |
| Employer contribution / active EE | $222 | $1,504-85.2% | $1,084-79.5% | $4,764-95.3% |
| Participant deferral / active EE | $1,260 | $2,709-53.5% | $1,962-35.8% | $5,851-78.5% |
| Admin fee / account holder | $0 | $4,906-100.0% | $3,335-100.0% | $11,601-100.0% |