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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,782 | $108,285-65.1% | $77,552-51.3% | $158,982-76.2% |
| Participation rate | 22.2% | 64.4%-42.2pp | 54.2%-32.0pp | 82.0%-59.7pp |
| Annual return | 18.27% | 31.69%-13.4pp | 54.82%-36.6pp | 302.99%-284.7pp |
| Employer contribution / active EE | $64 | $1,325-95.2% | $987-93.6% | $4,763-98.7% |
| Participant deferral / active EE | $407 | $2,455-83.4% | $1,861-78.1% | $5,983-93.2% |
| Admin fee / account holder | $0 | $3,709-100.0% | $2,859-100.0% | $11,252-100.0% |