Filed November 12, 2025
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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $233,312 | $76,551+204.8% | $123,894+88.3% | $62,881+271.0% |
| Participation rate | 98.6% | 73.0%+25.6pp | 81.4%+17.2pp | 69.3%+29.3pp |
| Annual return | 9.74% | 18.68%-8.9pp | 47.52%-37.8pp | 20.14%-10.4pp |
| Employer contribution / active EE | $38,969 | $2,882+1252.0% | $4,617+744.1% | $2,281+1608.5% |
| Participant deferral / active EE | $3,986 | $4,840-17.6% | $5,984-33.4% | $3,203+24.4% |
| Admin fee / account holder | $13,250 | $4,826+174.6% | $8,357+58.5% | $4,296+208.4% |