Filed November 12, 2025
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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $240,230 | $77,817+208.7% | $123,553+94.4% | $64,173+274.3% |
| Participation rate | 100.0% | 74.7%+25.3pp | 82.3%+17.7pp | 69.6%+30.4pp |
| Annual return | -6.60% | 12.49%-19.1pp | 119.21%-125.8pp | 7.63%-14.2pp |
| Employer contribution / active EE | $36,244 | $3,014+1102.5% | $4,628+683.1% | $2,381+1422.3% |
| Participant deferral / active EE | $4,868 | $5,240-7.1% | $6,426-24.2% | $3,470+40.3% |
| Admin fee / account holder | $25,325 | $5,519+358.9% | $9,284+172.8% | $4,887+418.2% |