Filed November 12, 2025
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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $286,779 | $89,370+220.9% | $141,197+103.1% | $72,976+293.0% |
| Participation rate | 100.0% | 75.1%+24.9pp | 82.5%+17.5pp | 69.5%+30.5pp |
| Annual return | 24.58% | 111.88%-87.3pp | 71.41%-46.8pp | 81.02%-56.4pp |
| Employer contribution / active EE | $36,457 | $3,115+1070.4% | $4,736+669.8% | $2,440+1394.1% |
| Participant deferral / active EE | $5,632 | $5,419+3.9% | $6,710-16.1% | $3,608+56.1% |
| Admin fee / account holder | $10,251 | $5,957+72.1% | $10,265-0.1% | $5,124+100.1% |