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| Provider | Service type | Compensation |
|---|---|---|
MORGAN STANLEY SMITH BARNEY1+ years Service code 16 · EIN 26-4310632 | Consulting | $53,642 |
Service code 37 · EIN 04-2647786 | Loan Processing | $16,845 |
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,663 | $88,324-46.0% | $115,037-58.6% | $55,191-13.6% |
| Participation rate | 75.1% | 72.5%+2.6pp | 81.4%-6.3pp | 69.2%+5.9pp |
| Annual return | -0.59% | 6.30%-6.9pp | 26.14%-26.7pp | 10.78%-11.4pp |
| Employer contribution / active EE | $725 | $2,805-74.2% | $4,608-84.3% | $1,899-61.8% |
| Participant deferral / active EE | $7,033 | $5,042+39.5% | $6,026+16.7% | $3,046+130.9% |
| Admin fee / account holder | $67 | $105-36.2% | $8,175-99.2% | $91-26.0% |