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| Provider | Service type | Compensation |
|---|---|---|
BAKER TILLY US, LLP3+ years Service code 10 · EIN 39-0859910 | Accounting | $35,363 |
MORGAN STANLEY SMITH BARNEY2 years Filed as: MORGAN STANLEY & CO INC Service code 27 · EIN 26-4310632 | Advisory (Plan) | $12,975 |
STRATEGIC ADVISORS, INC.3+ years Service code 27 · EIN 04-2654524 | Advisory (Plan) | $8,225 |
Service code 37 · EIN 04-2647786 | Loan Processing | -$9,323 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $235,943 | $101,955+131.4% | $112,923+108.9% | $71,529+229.9% |
| Participation rate | 96.6% | 82.1%+14.5pp | 80.5%+16.0pp | 67.9%+28.6pp |
| Annual return | 19.02% | 28.92%-9.9pp | 34.13%-15.1pp | 28.97%-10.0pp |
| Employer contribution / active EE | $6,462 | $4,743+36.2% | $4,570+41.4% | $2,590+149.5% |
| Participant deferral / active EE | $15,190 | $6,771+124.3% | $6,520+133.0% | $4,291+254.0% |
| Admin fee / account holder | $340 | $1,395-75.6% | $7,046-95.2% | $1,588-78.6% |