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| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | $32,547 |
BAKER TILLY US, LLP2+ years Service code 10 · EIN 39-0859910 | Accounting | $28,774 |
Filed as: MORGAN STANLEY & CO INC Service code 27 · EIN 26-4310632 | Advisory (Plan) | $19,492 |
STRATEGIC ADVISORS, INC.2+ years Service code 27 · EIN 04-2654524 | Advisory (Plan) | $7,480 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $203,142 | $99,016+105.2% | $93,786+116.6% | $66,949+203.4% |
| Participation rate | 97.7% | 82.1%+15.6pp | 81.0%+16.7pp | 69.8%+27.9pp |
| Annual return | -18.53% | -14.59%-3.9pp | -11.32%-7.2pp | 1.57%-20.1pp |
| Employer contribution / active EE | $5,798 | $4,769+21.6% | $4,328+34.0% | $2,545+127.8% |
| Participant deferral / active EE | $13,962 | $6,689+108.7% | $6,100+128.9% | $4,239+229.4% |
| Admin fee / account holder | $556 | $477+16.4% | $7,184-92.3% | $594-6.4% |