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| Provider | Service type | Compensation |
|---|---|---|
BAKER TILLY US, LLP1+ years Service code 10 · EIN 39-0859910 | Accounting | $23,474 |
Service code 37 · EIN 04-2647786 | Loan Processing | $20,712 |
MORGAN STANLEY SMITH BARNEY1+ years Filed as: MORGAN LEWIS & BOCKIUS LLP Service code 29 · EIN 23-0891050 | Legal | $11,418 |
STRATEGIC ADVISORS, INC.1+ years Service code 27 · EIN 04-2654524 | Advisory (Plan) | $6,946 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $264,878 | $133,040+99.1% | $119,258+122.1% | $79,391+233.6% |
| Participation rate | 97.8% | 80.9%+17.0pp | 82.7%+15.1pp | 70.7%+27.1pp |
| Annual return | 15.36% | 20.05%-4.7pp | 30.69%-15.3pp | 116.88%-101.5pp |
| Employer contribution / active EE | $6,144 | $4,390+39.9% | $4,384+40.1% | $2,428+153.1% |
| Participant deferral / active EE | $13,847 | $6,448+114.7% | $6,111+126.6% | $4,046+242.2% |
| Admin fee / account holder | $499 | $686-27.3% | $7,226-93.1% | $627-20.3% |