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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,707 | $96,558-86.8% | $80,977-84.3% | $273,972-95.4% |
| Participation rate | 75.0% | 79.1%-4.1pp | 75.8%-0.8pp | 83.0%-8.0pp |
| Annual return | 17.63% | 15.14%+2.5pp | 17.11%+0.5pp | 41.46%-23.8pp |
| Employer contribution / active EE | $2,774 | $4,869-43.0% | $3,715-25.3% | $4,869-43.0% |
| Participant deferral / active EE | $3,424 | $6,598-48.1% | $5,696-39.9% | $5,287-35.2% |
| Admin fee / account holder | $1,212 | $7,493-83.8% | $5,517-78.0% | $10,133-88.0% |