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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,363 | $99,668-77.6% | $86,451-74.1% | $134,545-83.4% |
| Participation rate | 40.0% | 82.1%-42.1pp | 80.3%-40.3pp | 81.2%-41.2pp |
| Annual return | -17.19% | 6789.61%-6806.8pp | 4398.51%-4415.7pp | 418.37%-435.6pp |
| Employer contribution / active EE | $1,440 | $4,403-67.3% | $3,770-61.8% | $4,742-69.6% |
| Participant deferral / active EE | $4,601 | $7,249-36.5% | $6,953-33.8% | $6,401-28.1% |
| Admin fee / account holder | $1,394 | $8,377-83.4% | $6,734-79.3% | $11,431-87.8% |