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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,900 | $124,175-81.6% | $108,405-78.9% | $167,536-86.3% |
| Participation rate | 68.8% | 82.3%-13.5pp | 80.1%-11.4pp | 82.1%-13.4pp |
| Annual return | 19.77% | 1380.13%-1360.4pp | 905.55%-885.8pp | 478.82%-459.0pp |
| Employer contribution / active EE | $2,443 | $4,188-41.7% | $3,559-31.4% | $4,839-49.5% |
| Participant deferral / active EE | $5,612 | $6,908-18.8% | $6,563-14.5% | $6,342-11.5% |
| Admin fee / account holder | $3,415 | $9,457-63.9% | $7,297-53.2% | $12,315-72.3% |