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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,868 | $102,422-40.6% | $147,117-58.6% | $80,959-24.8% |
| Participation rate | 54.8% | 75.9%-21.0pp | 82.2%-27.3pp | 67.7%-12.8pp |
| Annual return | 12.26% | 135.16%-122.9pp | 420.54%-408.3pp | 35.67%-23.4pp |
| Employer contribution / active EE | $1,248 | $3,717-66.4% | $4,932-74.7% | $2,757-54.7% |
| Participant deferral / active EE | $8,067 | $6,652+21.3% | $8,0650% | $4,300+87.6% |
| Admin fee / account holder | $36,467 | $7,953+358.5% | $12,993+180.7% | $6,925+426.6% |