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| Provider | Service type | Compensation |
|---|---|---|
LINCOLN NATIONAL CORPORATION7+ years Service code 13 · EIN 35-1140070 | Contract Administrator | $42,710 |
Filed as: EAGLE STRATEGIES, LLC Service code 27 · EIN 13-5582869 | Advisory (Plan) | $10,000 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,088 | $82,674-57.6% | $125,381-72.0% | $68,486-48.8% |
| Participation rate | 66.7% | 75.1%-8.4pp | 82.4%-15.7pp | 67.9%-1.2pp |
| Annual return | -16.42% | -5.97%-10.5pp | 572.31%-588.7pp | -7.85%-8.6pp |
| Employer contribution / active EE | $1,718 | $3,382-49.2% | $4,815-64.3% | $2,597-33.8% |
| Participant deferral / active EE | $8,417 | $6,111+37.7% | $7,448+13.0% | $4,028+109.0% |
| Admin fee / account holder | $388 | $6,277-93.8% | $10,007-96.1% | $5,404-92.8% |