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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $400,925 | $106,524+276.4% | $152,301+163.2% | $87,485+358.3% |
| Participation rate | 96.3% | 75.8%+20.5pp | 82.4%+13.8pp | 68.9%+27.4pp |
| Annual return | 16.50% | 26.89%-10.4pp | 80.50%-64.0pp | 26.06%-9.6pp |
| Employer contribution / active EE | $5,069 | $3,371+50.4% | $4,624+9.6% | $2,596+95.3% |
| Participant deferral / active EE | $13,485 | $6,525+106.7% | $8,004+68.5% | $4,274+215.5% |
| Admin fee / account holder | $2,937 | $8,287-64.6% | $14,398-79.6% | $7,775-62.2% |