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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $253,281 | $77,817+225.5% | $123,553+105.0% | $64,173+294.7% |
| Participation rate | 88.5% | 74.7%+13.8pp | 82.3%+6.2pp | 69.6%+19.0pp |
| Annual return | -2.74% | 12.49%-15.2pp | 119.21%-121.9pp | 7.63%-10.4pp |
| Employer contribution / active EE | $5,563 | $3,014+84.6% | $4,628+20.2% | $2,381+133.6% |
| Participant deferral / active EE | $10,720 | $5,240+104.6% | $6,426+66.8% | $3,470+209.0% |
| Admin fee / account holder | $9,589 | $5,519+73.7% | $9,284+3.3% | $4,887+96.2% |