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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $314,807 | $93,617+236.3% | $135,982+131.5% | $75,177+318.8% |
| Participation rate | 93.2% | 75.2%+18.0pp | 81.9%+11.3pp | 67.2%+26.0pp |
| Annual return | 15.52% | 30.89%-15.4pp | 68.32%-52.8pp | 160.75%-145.2pp |
| Employer contribution / active EE | $4,675 | $3,538+32.1% | $4,859-3.8% | $2,671+75.0% |
| Participant deferral / active EE | $13,435 | $6,406+109.7% | $7,760+73.1% | $4,126+225.6% |
| Admin fee / account holder | $30,676 | $6,980+339.5% | $10,767+184.9% | $5,651+442.8% |