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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $347,542 | $102,385+239.4% | $147,080+136.3% | $80,935+329.4% |
| Participation rate | 96.1% | 75.9%+20.2pp | 82.2%+13.9pp | 67.7%+28.4pp |
| Annual return | 14.47% | 135.09%-120.6pp | 420.17%-405.7pp | 35.66%-21.2pp |
| Employer contribution / active EE | $5,552 | $3,717+49.4% | $4,933+12.5% | $2,757+101.4% |
| Participant deferral / active EE | $14,100 | $6,651+112.0% | $8,066+74.8% | $4,299+228.0% |
| Admin fee / account holder | $1,868 | $7,951-76.5% | $12,989-85.6% | $6,924-73.0% |