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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $400,925 | $106,749+275.6% | $145,433+175.7% | $82,448+386.3% |
| Participation rate | 96.3% | 75.6%+20.6pp | 82.1%+14.2pp | 68.1%+28.2pp |
| Annual return | 16.50% | 27.59%-11.1pp | 66.58%-50.1pp | 41.64%-25.1pp |
| Employer contribution / active EE | $5,069 | $3,444+47.2% | $4,554+11.3% | $2,551+98.7% |
| Participant deferral / active EE | $13,485 | $6,519+106.9% | $7,897+70.7% | $4,139+225.8% |
| Admin fee / account holder | $2,937 | $8,390-65.0% | $13,129-77.6% | $7,234-59.4% |