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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $168,257 | $115,901+45.2% | $100,525+67.4% | $158,931+5.9% |
| Participation rate | 100.0% | 81.6%+18.4pp | 79.4%+20.6pp | 82.0%+18.0pp |
| Annual return | 28.89% | 34.80%-5.9pp | 30.89%-2.0pp | 302.86%-274.0pp |
| Employer contribution / active EE | $26,721 | $4,104+551.2% | $3,418+681.8% | $4,761+461.2% |
| Participant deferral / active EE | $17,982 | $6,675+169.4% | $6,270+186.8% | $5,982+200.6% |
| Admin fee / account holder | $2,440 | $10,998-77.8% | $8,082-69.8% | $11,247-78.3% |