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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $295,140 | $105,158+180.7% | $94,672+211.7% | $139,487+111.6% |
| Participation rate | 100.0% | 82.4%+17.6pp | 80.8%+19.2pp | 80.3%+19.7pp |
| Annual return | 19.52% | 38.11%-18.6pp | 156.89%-137.4pp | 373.84%-354.3pp |
| Employer contribution / active EE | $27,792 | $4,107+576.6% | $3,673+656.7% | $4,755+484.5% |
| Participant deferral / active EE | $20,213 | $7,599+166.0% | $7,417+172.5% | $6,713+201.1% |
| Admin fee / account holder | $2,510 | $8,972-72.0% | $7,222-65.3% | $11,407-78.0% |