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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $295,140 | $105,149+180.7% | $94,659+211.8% | $139,427+111.7% |
| Participation rate | 100.0% | 82.4%+17.6pp | 80.8%+19.2pp | 80.3%+19.7pp |
| Annual return | 19.52% | 38.04%-18.5pp | 156.75%-137.2pp | 373.27%-353.8pp |
| Employer contribution / active EE | $27,792 | $4,106+576.8% | $3,673+656.8% | $4,752+484.9% |
| Participant deferral / active EE | $20,213 | $7,600+165.9% | $7,419+172.5% | $6,711+201.2% |
| Admin fee / account holder | $2,510 | $8,986-72.1% | $7,232-65.3% | $11,404-78.0% |