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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,026 | $107,941-44.4% | $91,994-34.8% | $152,909-60.7% |
| Participation rate | 100.0% | 81.2%+18.8pp | 78.6%+21.4pp | 82.5%+17.5pp |
| Annual return | 23.51% | 89.28%-65.8pp | 69.04%-45.5pp | 345.46%-321.9pp |
| Employer contribution / active EE | $22,750 | $4,212+440.2% | $3,453+558.9% | $4,764+377.6% |
| Participant deferral / active EE | $18,479 | $6,366+190.3% | $5,924+211.9% | $5,851+215.8% |
| Admin fee / account holder | $7,104 | $10,521-32.5% | $7,744-8.3% | $11,601-38.8% |