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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,026 | $107,934-44.4% | $91,989-34.7% | $152,870-60.7% |
| Participation rate | 100.0% | 81.2%+18.8pp | 78.6%+21.4pp | 82.4%+17.6pp |
| Annual return | 23.51% | 89.25%-65.7pp | 69.02%-45.5pp | 345.34%-321.8pp |
| Employer contribution / active EE | $22,750 | $4,210+440.4% | $3,452+559.1% | $4,763+377.7% |
| Participant deferral / active EE | $18,479 | $6,364+190.4% | $5,923+212.0% | $5,850+215.9% |
| Admin fee / account holder | $7,104 | $10,520-32.5% | $7,743-8.2% | $11,597-38.7% |