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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $106,697 | $77,638+37.4% | $156,551-31.8% | $62,881+69.7% |
| Participation rate | 100.0% | 71.2%+28.8pp | 84.0%+16.0pp | 69.3%+30.7pp |
| Annual return | 7.99% | 50.33%-42.3pp | 32.23%-24.2pp | 20.14%-12.2pp |
| Employer contribution / active EE | $6,592 | $3,444+91.4% | $5,501+19.8% | $2,281+189.0% |
| Participant deferral / active EE | $3,948 | $3,046+29.6% | $4,871-19.0% | $3,203+23.3% |
| Admin fee / account holder | $855 | $5,561-84.6% | $13,028-93.4% | $4,296-80.1% |