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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $129,708 | $85,171+52.3% | $172,753-24.9% | $72,976+77.7% |
| Participation rate | 100.0% | 70.1%+29.9pp | 82.6%+17.4pp | 69.5%+30.5pp |
| Annual return | 20.61% | 27.32%-6.7pp | 803.00%-782.4pp | 81.02%-60.4pp |
| Employer contribution / active EE | $5,766 | $3,324+73.5% | $5,144+12.1% | $2,440+136.3% |
| Participant deferral / active EE | $4,397 | $3,260+34.9% | $5,198-15.4% | $3,608+21.9% |
| Admin fee / account holder | $2,557 | $5,880-56.5% | $13,956-81.7% | $5,124-50.1% |