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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $145,362 | $91,198+59.4% | $178,503-18.6% | $79,856+82.0% |
| Participation rate | 100.0% | 69.2%+30.8pp | 81.9%+18.1pp | 69.6%+30.4pp |
| Annual return | 13.99% | 24.20%-10.2pp | 151.12%-137.1pp | 31.71%-17.7pp |
| Employer contribution / active EE | $6,258 | $3,257+92.2% | $5,011+24.9% | $2,471+153.2% |
| Participant deferral / active EE | $5,226 | $3,237+61.5% | $5,202+0.5% | $3,741+39.7% |
| Admin fee / account holder | $5,752 | $6,748-14.8% | $13,987-58.9% | $5,306+8.4% |