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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,103 | $55,932+32.5% | $76,735-3.4% | $67,986+9.0% |
| Participation rate | 82.3% | 50.8%+31.5pp | 69.5%+12.8pp | 57.2%+25.1pp |
| Annual return | 11.99% | 23.10%-11.1pp | 29.77%-17.8pp | 31.67%-19.7pp |
| Employer contribution / active EE | $4,296 | $1,487+188.9% | $2,454+75.0% | $2,019+112.8% |
| Participant deferral / active EE | $4,694 | $2,558+83.5% | $4,088+14.8% | $3,358+39.8% |
| Admin fee / account holder | $7,391 | $4,907+50.6% | $7,189+2.8% | $3,203+130.7% |