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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,103 | $58,048+27.7% | $94,215-21.3% | $65,306+13.5% |
| Participation rate | 82.3% | 45.3%+37.0pp | 70.0%+12.3pp | 57.7%+24.6pp |
| Annual return | 11.99% | 19.61%-7.6pp | 28.22%-16.2pp | 21.94%-9.9pp |
| Employer contribution / active EE | $4,296 | $1,427+201.0% | $2,675+60.6% | $1,967+118.3% |
| Participant deferral / active EE | $4,694 | $2,407+95.0% | $4,276+9.8% | $2,959+58.6% |
| Admin fee / account holder | $7,391 | $4,610+60.3% | $10,216-27.7% | $3,480+112.4% |