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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,103 | $52,682+40.7% | $78,004-5.0% | $64,097+15.6% |
| Participation rate | 82.3% | 47.7%+34.6pp | 69.4%+12.9pp | 55.2%+27.1pp |
| Annual return | 11.99% | 22.45%-10.5pp | 31.07%-19.1pp | 34.64%-22.6pp |
| Employer contribution / active EE | $4,296 | $1,323+224.6% | $2,469+74.0% | $1,891+127.1% |
| Participant deferral / active EE | $4,694 | $2,346+100.1% | $4,092+14.7% | $3,080+52.4% |
| Admin fee / account holder | $7,391 | $5,420+36.4% | $7,578-2.5% | $3,454+113.9% |