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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,872 | $59,839-18.3% | $81,991-40.4% | $79,852-38.8% |
| Participation rate | 85.7% | 61.6%+24.1pp | 69.3%+16.5pp | 69.6%+16.1pp |
| Annual return | 5.30% | 17.56%-12.3pp | 41.31%-36.0pp | 31.72%-26.4pp |
| Employer contribution / active EE | $954 | $1,713-44.3% | $2,498-61.8% | $2,471-61.4% |
| Participant deferral / active EE | $3,191 | $2,695+18.4% | $3,722-14.3% | $3,740-14.7% |
| Admin fee / account holder | $3,419 | $4,287-20.3% | $5,665-39.6% | $5,306-35.6% |