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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,517 | $47,944-23.8% | $67,834-46.2% | $62,881-41.9% |
| Participation rate | 85.7% | 61.1%+24.6pp | 68.8%+16.9pp | 69.3%+16.4pp |
| Annual return | 1.06% | 11.77%-10.7pp | 138.47%-137.4pp | 20.14%-19.1pp |
| Employer contribution / active EE | $755 | $1,562-51.7% | $2,403-68.6% | $2,281-66.9% |
| Participant deferral / active EE | $3,537 | $2,247+57.4% | $3,160+11.9% | $3,203+10.4% |
| Admin fee / account holder | $5,847 | $3,712+57.5% | $4,622+26.5% | $4,296+36.1% |