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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $154,662 | $77,816+98.8% | $123,552+25.2% | $64,173+141.0% |
| Participation rate | 85.5% | 74.7%+10.8pp | 82.3%+3.2pp | 69.6%+16.0pp |
| Annual return | -7.12% | 12.49%-19.6pp | 119.20%-126.3pp | 7.63%-14.8pp |
| Employer contribution / active EE | $0 | $3,014-100.0% | $4,628-100.0% | $2,381-100.0% |
| Participant deferral / active EE | $6,612 | $5,240+26.2% | $6,426+2.9% | $3,470+90.6% |
| Admin fee / account holder | $3,114 | $5,519-43.6% | $9,285-66.5% | $4,887-36.3% |