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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $133,114 | $72,177+84.4% | $115,038+15.7% | $59,633+123.2% |
| Participation rate | 81.2% | 72.6%+8.6pp | 81.4%-0.2pp | 68.7%+12.5pp |
| Annual return | -0.53% | 12.02%-12.6pp | 26.14%-26.7pp | 2041.45%-2042.0pp |
| Employer contribution / active EE | $0 | $2,841-100.0% | $4,608-100.0% | $2,203-100.0% |
| Participant deferral / active EE | $6,267 | $4,783+31.0% | $6,026+4.0% | $3,192+96.4% |
| Admin fee / account holder | $17,780 | $4,927+260.9% | $8,175+117.5% | $4,297+313.8% |