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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $171,011 | $85,766+99.4% | $136,298+25.5% | $70,126+143.9% |
| Participation rate | 85.9% | 74.2%+11.8pp | 81.9%+4.0pp | 69.5%+16.4pp |
| Annual return | 23.23% | 31.46%-8.2pp | 5156.27%-5133.0pp | 73.15%-49.9pp |
| Employer contribution / active EE | $0 | $2,966-100.0% | $4,696-100.0% | $2,343-100.0% |
| Participant deferral / active EE | $6,161 | $5,051+22.0% | $6,247-1.4% | $3,332+84.9% |
| Admin fee / account holder | $4,253 | $5,421-21.5% | $9,244-54.0% | $4,645-8.5% |