Filings through .
3 of 18 flags tripped on the 2025 filing.
High fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Low returns
Annual investment return is in the bottom quintile of the peer cohort.
Few collective trusts
0% of fund dollars in collective trusts, which often cost less than the same strategy as a mutual fund.
This section compares the plan with plans of the same size, type and industry, and shows how it moved year over year.
We rank each metric against plans of the same size, type and industry.
Peer percentiles for 6 metrics are on Pro. Pro is free for 7 days and then costs $49 a month.
Showing the 2025 filing, 1 of 10 years on record. Charts need 3 years.
Older filings: assets, participants, contributions and return for each year are on Pro.
9 more years of history are on Pro. Pro is free for 7 days and then costs $49 a month.
$44K in admin expenses, $285 per participant (all participants, line 6f).
This section lists the funds on the plan's investment schedule and what changed since the prior filing.
7 funds of $250K or more; 28 lines in all, holding $8.2M of the plan's $9.0M. Recordkeeper: Empower.
Target-date series: American Funds Target Date, mutual fund, 34% of fund dollars
| Fund | Dollars | % of funds% |
|---|---|---|
| American Funds Target Date Capital Group · Mutual fund Target-date, 10 vintages | $2.8M | 34.3% |
| MFS Growth Allocation Fund R6 MFS (Sun Life) · Mutual fund | $1.2M | 14.6% |
| JPMorgan Large Cap Growth Fund Class R6 JPMorgan · Mutual fund | $798K | 9.8% |
| Federated Hermes Govt Obl Advisor Federated Hermes · Mutual fund | $787K | 9.6% |
| American Balanced Fund Class R-6 Capital Group · Mutual fund | $315K | 3.8% |
| R6 MFS Aggressive Growth Allocation R6 MFS (Sun Life) · Mutual fund | $210K | 2.6% |
| T. Rowe Price Diversified Mid-Cap Growth Fund, Inc. T. Rowe Price Diversified Mid-Cap Growth Fund- I Class T. Rowe Price · Mutual fund | $199K | 2.4% |
| Janus Henderson Contrarian Fund Class N Janus Henderson · Mutual fund | $194K | 2.4% |
| Fidelity Total Bond K6 Fund Fidelity (FMR) · Mutual fund | $179K | 2.2% |
| Fidelity Mid Cap Growth Index Fund Fidelity (FMR) · Mutual fund Index | $169K | 2.1% |
| Fund | Manager | Vehicle | Dollars | % of funds |
|---|---|---|---|---|
| Name available on Pro | Dollar amount available on Pro | Percentage available on Pro | ||
| Name available on Pro | Dollar amount available on Pro | Percentage available on Pro | ||
| Name available on Pro | Dollar amount available on Pro | Percentage available on Pro |
18 more funds in this lineup: name, manager, vehicle, dollars and share are on Pro.
18 more lines in this lineup are on Pro. Pro is free for 7 days and then costs $49 a month.
Covers 71,410 large plans that list their funds in their annual filing. Updated Nov 6, 2026. Shares describe these plans, not the whole market.
This section shows who is paid to serve the plan, who audits it and who signs the filing.
Top 3 by compensation.
| Provider | Compensation |
|---|---|
Filed as: EMPOWER ANNUITY INSURANCE COMPANY Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD, CO 80111 Recordkeeping Fees | $23,195 |
Filed as: MMLIS Service code 27 1295 STATE ST · SPRINGFIELD, MA 01111-0001 Advisory (Plan) | $18,933 |
APA BENEFITS, INC.1 year Filed as: APA BENEFITS INC Service code 13 8899 S 700 E STE 225 · SANDY, UT 84070 Contract Administrator | $2,975 |
The auditor signed off without reservation. This is the cleanest opinion.
Plan features from the filing, actuarial disclosures and related pages.
5 feature codes on the 2025 filing.
2 contacts
11 filings · 2015 to 2025