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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,105 | $63,346-14.6% | $92,240-41.3% | $70,126-22.8% |
| Participation rate | 83.3% | 68.7%+14.7pp | 76.5%+6.9pp | 69.5%+13.8pp |
| Annual return | 16.46% | 530.19%-513.7pp | 176.29%-159.8pp | 73.15%-56.7pp |
| Employer contribution / active EE | $1,268 | $2,471-48.7% | $3,680-65.5% | $2,343-45.9% |
| Participant deferral / active EE | $2,722 | $2,854-4.6% | $3,897-30.2% | $3,332-18.3% |
| Admin fee / account holder | $406 | $3,841-89.4% | $5,194-92.2% | $4,645-91.3% |