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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,551 | $73,988-27.6% | $96,538-44.5% | $75,177-28.8% |
| Participation rate | 96.2% | 66.4%+29.8pp | 74.3%+21.9pp | 67.2%+29.0pp |
| Annual return | 17.59% | 26.73%-9.1pp | 35.74%-18.1pp | 160.75%-143.2pp |
| Employer contribution / active EE | $2,396 | $2,930-18.3% | $3,740-36.0% | $2,671-10.3% |
| Participant deferral / active EE | $5,458 | $3,660+49.1% | $4,880+11.8% | $4,126+32.3% |
| Admin fee / account holder | $1,877 | $5,220-64.0% | $6,737-72.1% | $5,651-66.8% |