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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,704 | $52,678-5.6% | $75,784-34.4% | $59,633-16.7% |
| Participation rate | 75.0% | 67.2%+7.8pp | 75.8%-0.8pp | 68.7%+6.3pp |
| Annual return | -4.02% | 2.95%-7.0pp | 9.68%-13.7pp | 2041.45%-2045.5pp |
| Employer contribution / active EE | $942 | $2,193-57.0% | $3,323-71.7% | $2,203-57.2% |
| Participant deferral / active EE | $2,279 | $2,591-12.0% | $3,652-37.6% | $3,192-28.6% |
| Admin fee / account holder | $5,527 | $3,610+53.1% | $5,300+4.3% | $4,297+28.6% |