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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $213,290 | $86,330+147.1% | $121,871+75.0% | $94,015+126.9% |
| Participation rate | 52.0% | 66.7%-14.7pp | 73.2%-21.2pp | 70.8%-18.8pp |
| Annual return | 12.77% | 14.95%-2.2pp | 13.57%-0.8pp | 17.84%-5.1pp |
| Employer contribution / active EE | $1,433 | $2,292-37.5% | $2,731-47.5% | $2,790-48.6% |
| Participant deferral / active EE | $4,610 | $3,146+46.5% | $4,318+6.8% | $4,249+8.5% |
| Admin fee / account holder | $0 | $7,346-100.0% | $11,551-100.0% | $8,951-100.0% |