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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $213,290 | $67,894+214.2% | $89,340+138.7% | $82,448+158.7% |
| Participation rate | 52.0% | 64.0%-12.0pp | 69.6%-17.6pp | 68.1%-16.1pp |
| Annual return | 12.77% | 19.21%-6.4pp | 20.57%-7.8pp | 41.64%-28.9pp |
| Employer contribution / active EE | $1,433 | $1,828-21.6% | $2,231-35.8% | $2,551-43.8% |
| Participant deferral / active EE | $4,610 | $3,072+50.1% | $3,823+20.6% | $4,139+11.4% |
| Admin fee / account holder | $0 | $5,723-100.0% | $6,704-100.0% | $7,234-100.0% |