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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $213,290 | $72,607+193.8% | $90,259+136.3% | $87,485+143.8% |
| Participation rate | 52.0% | 64.8%-12.8pp | 70.7%-18.7pp | 68.9%-16.9pp |
| Annual return | 12.77% | 18.59%-5.8pp | 18.88%-6.1pp | 26.06%-13.3pp |
| Employer contribution / active EE | $1,433 | $1,919-25.3% | $2,291-37.4% | $2,596-44.8% |
| Participant deferral / active EE | $4,610 | $3,055+50.9% | $3,827+20.5% | $4,274+7.9% |
| Admin fee / account holder | $0 | $5,947-100.0% | $7,267-100.0% | $7,775-100.0% |